{"id":46380,"date":"2022-06-14T14:21:00","date_gmt":"2022-06-14T06:21:00","guid":{"rendered":"https:\/\/roblilwall.com\/en-my\/?p=46380"},"modified":"2025-04-29T15:15:04","modified_gmt":"2025-04-29T07:15:04","slug":"a-good-way-to-live-die-with-zero","status":"publish","type":"post","link":"https:\/\/roblilwall.com\/en-my\/blog\/2022\/06\/14\/a-good-way-to-live-die-with-zero\/","title":{"rendered":"A good way to live &#8211; die with Zero?"},"content":{"rendered":"\r\n<p>I find it helpful to read one or two provocative \u201clive your life deliberately\u201d type books every year. Recently, I read \u201c<em>Die with Zero<\/em>\u201d by Bill Perkins.<\/p>\r\n\r\n\r\n\r\n<p>The thesis of the book is that we should aim to\u00a0die with zero\u00a0money!\u00a0I did not agree with everything, but it provoked me in a good way.<\/p>\r\n\r\n\r\n\r\n<p>Perkins says most people work\/save as if they will live to 150 years old. But, he says, let\u2019s be realistic \u2013 we\u2019ll probably live till around 70-90, if we&#8217;re lucky.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Three primary finite resources<\/h3>\r\n\r\n\r\n\r\n<p>And that we have three primary finite resources:<\/p>\r\n\r\n\r\n\r\n<p><em>Time<\/em>, <em>Money<\/em> and <em>Health<\/em><\/p>\r\n\r\n\r\n\r\n<p>Perkins had interesting things to say about time and money (including that we should give our children and favourite charities the \u2018inheritance\u2019 money much earlier than when we die), but what I found most helpful were the bits about health.<\/p>\r\n\r\n\r\n\r\n<p>It was obvious stuff, but I had not thought about it enough.\u00a0<\/p>\r\n\r\n\r\n\r\n<p>He said\u00a0<em>we should make sure\u00a0we enjoy life while we have the health to do so<\/em>.<\/p>\r\n\r\n\r\n\r\n<p>So it is good to save and plan wisely for life&#8217;s important things, emergencies, health, etc. But often we save too much for these things, and save as if we are going to live to 150 years old, and as if we will still have very active lives when we are 80.<\/p>\r\n\r\n\r\n\r\n<p>But the reality is we will probably live until we are 70-90 years old, and when we are older\u00a0we will probably only want to sit around resting, instead of going skiing, or skydiving, or travelling the world.<\/p>\r\n\r\n\r\n\r\n<p><em>So we must remember to live life while we can.\u00a0<\/em><\/p>\r\n\r\n\r\n\r\n<p>And that involves, amongst other things,\u00a0<em>spending more money doing active things while we are physically able<\/em>.<\/p>\r\n\r\n\r\n\r\n<p><em>We will look back on happily on such experiences\u00a0when we are old<\/em>, when we are too old to be able to do them.\u00a0<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Die with zero application<\/h3>\r\n\r\n\r\n\r\n<p>After reading the book, for our weekly date, Christine and I had a wake-boarding lesson in <a href=\"https:\/\/singaporewakepark.com\" target=\"_blank\" rel=\"noopener\">Singapore&#8217;s East Coast Park<\/a>.\u00a0<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-46382\" src=\"https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-1024x489.jpg\" alt=\"Die with zero - Christine in action wakeboarding\" width=\"639\" height=\"305\" srcset=\"https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-1024x489.jpg 1024w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-300x143.jpg 300w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-768x367.jpg 768w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-1536x733.jpg 1536w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-610x291.jpg 610w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding.jpg 1691w\" sizes=\"(max-width: 639px) 100vw, 639px\" \/>\r\n<figcaption>Christine in action!<\/figcaption>\r\n<\/figure>\r\n<\/div>\r\n\r\n\r\n<p>I&#8217;ve walked past the wake park dozens of times over the years, but only now did we go for a lesson. And it was awesome. Fun, energising, bonding, memorable!<\/p>\r\n\r\n\r\n\r\n<p>We bought a pack of ten more sessions afterwards, and had a second lesson last week! (Our goal is to get round the whole lake by the end of the year!)<\/p>\r\n\r\n\r\n\r\n<p class=\"has-text-align-center\"><em>Inspired? Check out my first long distance <a href=\"https:\/\/roblilwall.com\/en-my\/blog\/2020\/07\/27\/self-care-can-be-fun\/\" target=\"_blank\" rel=\"noopener\">open sea swim<\/a><\/em><\/p>\r\n\r\n\r\n\r\n<p>I\u2019m glad we did not put it off until we were too old, when it would be too late. Even in 10 years\u2019 time we might find it taxing!<\/p>\r\n\r\n\r\n\r\n<p>It\u2019s like how I also do not regret cycling and walking across much of the world in my 20s and 30s.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"has-text-align-left wp-block-heading\">Question for you<\/h3>\r\n\r\n\r\n\r\n<p><em><strong>What activities can you do at your current age, which you might not be able to do in 10 years? Make a plan to do them this weekend or on your next holiday!<\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<p>Carpe Diem.\u00a0<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" class=\"wp-image-46383\" src=\"https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-together-1.jpeg\" alt=\"\" width=\"352\" height=\"469\" srcset=\"https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-together-1.jpeg 768w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-together-1-225x300.jpeg 225w, https:\/\/roblilwall.com\/en-my\/wp-content\/uploads\/sites\/4\/2022\/10\/wakeboarding-together-1-610x813.jpeg 610w\" sizes=\"(max-width: 352px) 100vw, 352px\" \/><\/figure>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Rob shares about the book Die with Zero, and how it helps us think more intentionally about how we spend our finite resources at different stages of our lives.<\/p>\n","protected":false},"author":3,"featured_media":46383,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4,7],"tags":[128,27,39,107],"class_list":["post-46380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-updates","tag-mental-health","tag-motivation","tag-self-care","tag-work-life-balance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A good way to live - die with Zero? 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